March 7, 2017/Conquering the Rains in Life Caused by Debt

Right after God gives the Commandments to the Israelites, he lists all the blessings that He will bestown upon them when they are obedient to His words. He also goes on to pretty well sum up what will befall them when they are disobedient. Along with all these warnings, he throws in a warning that people often overlook.

Deuteronomy 28:12-The Lord will open to you his good treasury, the heavens, to give the rain to your land in its season and to bless all the work of your hands. And you shall lend to many nations, but you shall not borrow.

You shall LEND to many nations but you shall not BORROW! I think this may be where Shakespeare composed his quote given by Polonius in HAMLET:  “Neither a borrower or a lender be, for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry (or domestic thrift).”

In case you may have missed it, things here in the USA are a mess. Our government has borrowed, and borrowed, and borrowed, and when the payment is called in….there will be a disaster!

You can argue over politics and politicians but beyond the left/right ‘discussions’ few are mentioning the very real fix we have brought upon ourselves by becoming a nation of borrowers. We have lived beyond our means for far too long…and sooner or later it will catch up with us.

The ‘rains’ brought on by debt affect your life far more than you might imagine. College students who borrow to go to school for a degree that will make it difficult for them to find a job, may have to put off home ownership, marriage, or children, as they have entrapped themselves in a mire of trying to pay off a loan that they signed without an income that is large enough to fulfill their promise. They fell for a fake promise. Better to change majors, go to a community college, or go to trade school than apply to a college you cannot afford under the guise of creating a huge debt.

Debt is really a PROMISE.

A promise to pay back what you have been lent by someone. We see in the Old Testament book of Amos Chapter 2 just how far Israel had left behind God’s laws. The rich were actually taking the clothes of the poor as security for a loan. God had given His people certain parameters concerning loans. You could not keep a person’s coat at night as nights were cold in Israel. See Exodus 22: 26 & 27- If thou at all take thy neighbour’s raiment to pledge, thou shalt deliver it unto him by that the sun goeth down For that is his covering only, it is his raiment for his skin: wherein shall he sleep? and it shall come to pass, when he crieth unto me, that I will hear; for I am gracious.

God had requirements on debt because He knew what happens when we get ourselves entrapped in this snare…but Paul delivers us the secret on how Christians can avoid the temptation to borrow frivolously.

Phillipians 4:11-13-Not that I speak from want, for I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need. I can do all things through Him who strengthens me.

Sometimes, it seems as if we are sunk into a pit of despair over money. It isn’t easy trying to survive when things keep increasing and your paycheck remains the same. My father used to say that the only time to go into debt was when you  were purchasing something that would OUTLAST your payments.

There are times when Christians need to ‘buy on time’–a house, transportation, even education…as long as you are buying what you can AFFORD. Don’t go into debt for clothes that will go out of style, fancy dinners, or even an expensive house, car, or education when you can gain the same end result and stay within your budget.

Television is full of ads that promise what they can’t deliver. Even colleges can cajole  you with promises that they have no way of achieving.

The ‘rains’ of increasing debt bring nothing but tears. Be content in living within your means and allow God’s Son to take care of the rest. He will not fail you and will give you strength and guidance.

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